Biography

Maharaja Subramanian (MS) is Head of Product Management for the Americas at Volante Technologies. With over 20 years of experience in payments modernization and banking technology, he has spent the past four years driving product strategy and innovation at Volante. MS has led the launch of multiple SaaS payment initiatives for Volante technologies, including TCH RTP, FedNow, Fedwire, CHIPS, NACHA and Stablecoin solutions. Prior to Volante, he spearheaded payment modernization initiatives across global banks and other organizations in APAC, Europe, and North America.

Currently, his focus is on integrating Agentic AI into payment processes to enhance operational efficiency, automate decision-making and strengthen resilience across payment ecosystems. MS collaborates closely with industry regulators and networks, including the Federal Reserve, The Clearing House, and X9 and contributes to Faster Payments Council working groups. He is passionate about shaping the next generation of AI-driven payment infrastructures and stablecoin-based ecosystems.